Recent Posts

How To Spot A Property With Good Resale Value

by on April 19th, 2014 Leave a Comment

How To Spot A Property With Good Resale Value   When you find a El Centro CA home with a good resale value, it will be easier to sell when the time comes. However, many homebuyers forget to consider resale value when they buy, and they only consider whether the house meets their needs at […]


Common Home Mortgage Problems And How To Prevent Them

by on August 1st, 2013 Leave a Comment

Getting a mortgage for your Imperial Valley home can be a complicated process and sometimes things can go wrong. There are certain mistakes that many homebuyers make when applying for their mortgages that can seriously damage their chances of being approved. If you are aware of the most common mortgage issues, you will be better […]


Tips On How To Improve Your Credit Score

by on June 7th, 2013 Leave a Comment

You have found a home in Imperial Valley and are ready to apply for financing. Your pre-approval amount comes back not as high as you would have expected and at an interest rate significantly above what your friends just got on their loan. This could be because you have an average to poor credit score. […]


Imperial Valley CA FHA 203k Financing Details

by on May 30th, 2013 Leave a Comment

FHA 203k is a financing alternative sponsored by the department of Housing and Urban Development (HUD) for properties requiring major repairs. The program allows home buyers to purchase real estate and finance the cost of repairs. Ordinary mortgages mandate that properties be in livable condition. FHA 203k is a alternative option for short sale or […]


Imperial Valley USDA Mortgage Information

by on May 25th, 2013 Leave a Comment

It is a surprise to many that the USDA (US Department of Agriculture) provides mortgages. The mortgages can be used for homes in designated rural areas and have desirable terms and options. This blog offers Imperial Valley USDA mortgage information. Imperial Valley USDA Mortgage Information Benefits of USDA Programs No down payment needed! Properties can […]


Benefits Of The Home Affordable Refinance Program (HARP) For The Imperial Valley Area

by on May 22nd, 2013 Leave a Comment

HARP is a mortgage refinance program that is part of an effort called Making Home Affordable (MHA) by the Departments of the Treasury and Housing and Urban Development (HUD). It is designed to aid homeowners current on their mortgage but who are having issues refinancing since the price of their home has reduced below the […]


CA First Time Home Buyer Advice

by on May 18th, 2013 Leave a Comment

The real estate buying process can be scary if you are going through it for the first time. The CA first time home buyer advice below may clarify some things. Homes are a big financial investment and buyers should become well educated. Preliminary Steps Request a Pre-approval Letter Interview a local loan officer and ask […]


The Benefits Of Using Imperial Valley Realtor

by on April 21st, 2013 Leave a Comment

As a home buyer or seller, you have the benefit of hiring a real estate professional to provide advice and promote your interests. Merely working with an agent does not ensure that person is your buyer or seller agent. There is normally an agreement formalizing the agency, responsibilities of the the agent, and your responsibilities. […]